What Does It Mean to Be Sued by a Debt Collector in Alabama?
What Does It Mean to Be Sued?
Being sued by a debt collector in Alabama means that a court has officially filed a lawsuit against you. This is not the same as someone saying you owe money or sending you a letter. It is an official process involving the court system. In this article, we will discuss some common misunderstandings about being sued, walk through the… (Read more)
What You Need to Know About Debt Buying Laws in Alabama
When someone says you owe money and takes you to court in Alabama, it is important to know what is allowed by the law. Sometimes, people think buying and selling debt is not allowed. But that is not true! In Alabama, companies can buy and sell these debts, but they must follow the rules. In this article, I will help you better understand the bet laws in Alabama.
… (Read more)
Understanding Your Legal Options: A Guide to Handling Debt Collection Lawsuits in Alabama
When faced with a debt collection lawsuit in Alabama, it is easy for you to feel stressed. And overwhelmed and uncertain about you legal rights and options. This guide help you know the steps to take when you are sued by debt collectors such as LVNV, Midland, Portfolio Recovery Associates (PRA), etc. This series will also give you a roadmap to get to the good solution you… (Read more)
Advertisement letters from lawyers saying I have been SUED: Are these a SCAM or legit?
Have You Actually Been Sued?
The Initial Doubt
The first step is to verify whether you have actually been sued. If you receive a letter in the mail from a law firm or mediation company stating that you’ve been sued, it’s natural to question its legitimacy. This is especially true given the number of scams that exist today, from phishing attempts to fraudulent emails… (Read more)
LVNV Sued You
Why are they suing?
And what are your options?
LVNV has sued you in a debt collection lawsuit.
Why are they suing you, and what are your options?
Who is LVNV Funding, LLC?
This is a debt collector or a debt buyer.
They are suing you because they claim that they have bought an old debt.
The debt might be from Credit One, Synchrony Bank, Chase, or another old original creditor, but they claim to have… (Read more)
What Happens When You Are Sued By A Debt Collector in District or Small Claims Court in Alabama
An overview of the process from beginning to end.
In my hands, I’m holding a copy of a typical lawsuit, which is also called a complaint.
A debt collector, such as Unifund, Midland Funding, LVNV, Portfolio Recovery, or Asset Acceptance, prepares a complaint.
They file this document in court, and it states who is suing you.
The lawsuit will have your… (Read more)